Hi, and welcome to ‘Cheap Phone Insurance’

At ‘Cheap Phone Insurance’ we want to be able to give you guys (the consumer) what you want. No messing around, no gimmicks and no time consuming sites where you have to click through 10 pages to find a phone insurance offer which isn’t even that great.

Here, you can compare the ENTIRE market at the click of a button. Just select your phone type and model. You don’t even have to click go! Our comparison table shows you the prices for all the top insurance companies, as well as a rating system comparing excess, loss cover and a star rating. It really is simple!

But enough of our own trumpet. We want to help save you as much money as possible. Read below some of our top tips and money saving advice:

• Always purchase Loss Insurance – Have you heard of mobile phone insurance fraud? If not, then you should have! It’s a huge problem in the UK, and the authorities are cracking down. What used to happen, is that people simply lost their phone, and made a fake police claim that their phone was stolen (when they didn’t have loss insurance). This is a criminal activity and we don’t recommend it. Spend the extra £1 per month – its worth it.

• FSA regulated companies are a must – We have to stress, that we are NOT an FSA regulated company. We simply pass you on to FSA regulated companies, if you get what we mean. So there is nothing to worry about. But, if you don’t buy insurance through our site, we just have to make you aware that there may be some ‘dodgy’ companies out there. Be careful, and always check they are FSA regulated. We have to stress that to you guys!

• What about your bank or contents insurance cover? – We at ‘Cheap Phone insurance’ are here to save you money. If you don’t buy through us, then that’s absolutely fine. Sometimes, if you have home contents insurance, or a premium bank account, you may be able to save a few pounds here and there. We have written an excellent article over at Ezine called ‘Best iPhone insurance’ and feel it explains a few alternatives. Be careful of large excess payments, and long phone replacement time though. A tip from the top!

• You need to find a balance between low monthly payments and high excess – Be aware that sometimes the lowest monthly payments don’t always signify the best deal. The company may offer low payments, but have an extreme excess payment and slow claim time. If you lose your phone (lets face it, this happens A LOT to some people) then you will be seriously out of pocket. Weigh up how careful you are against the different options. We hope that makes sense!

• Fraudulent Call Cover is important – Yep, another one which may bite you in the backside. The mobile insurance companies do offer varying levels of fraudulent call cover. And some don’t even offer any. We would say a minimum of £500 is a good figure to start with.

There you have it guys. Browse the market, use the tips given above and make an informed decision. It may not sound like it, but finding a good deal is not rocket science. Good luck!